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MAHILA SAMRIDDHI YOJANA PORTAL LIKELY TO BE LAUNCHED

Why in the News?

  • Scheme Rollout: Delhi Government is set to launch the Mahila Samriddhi Yojana portal to operationalise monthly financial assistance for women.
  • Poll Commitment: The scheme fulfils an electoral promise of providing ₹2,500 monthly aid to eligible economically weaker women.

KEY FEATURES OF MAHILA SAMRIDDHI YOJANA

  • Direct Benefit: Scheme proposes monthly transfer of ₹2,500 to women from households with income below prescribed threshold.
  • Target Group: Likely beneficiaries include women aged 21 to 60 years belonging to economically weaker sections.
  • Income Criteria: Proposed annual family income ceiling under discussion, tentatively capped at ₹2.5 lakh.
  • Exclusion Norms: Women who are taxpayers, government employees, pension recipients, or four-wheeler owners are excluded.
  • Digital Registration: Dedicated online portal will capture Aadhaar-linked bank details and personal information for Direct Benefit Transfer.

IMPLEMENTATION AND GOVERNANCE ASPECTS

  • Budget Allocation: Delhi Cabinet approved allocation of ₹5,100 crore, reflecting substantial fiscal commitment to women welfare.
  • High-Level Committee: Implementation overseen by committee headed by Chief Minister, ensuring inter-departmental coordination.
  • Beneficiary Scale: Estimated coverage ranges between 20–22 lakh women, including ration card holders in Delhi.
  • DBT Mechanism: Aadhaar-seeded bank accounts and IFSC-linked transfers ensure transparency and leak-proof delivery.
  • Eligibility Finalisation: Criteria under active deliberation to balance fiscal prudence with inclusive welfare outreach.

DIRECT BENEFIT TRANSFER AND WOMEN EMPOWERMENT SCHEMES

●      DBT Framework: Direct Benefit Transfer (DBT) ensures targeted subsidy delivery by transferring funds directly into beneficiaries’ bank accounts.

●      Women Empowerment: Cash transfer schemes aim to enhance financial autonomy and socio-economic security of women.

●      Fiscal Implications: Welfare transfers require balancing social justice objectives with state budget sustainability.

●      Inclusion Strategy: Linking Aadhaar and ration cards strengthens identification and reduces duplication or leakages.

●      UPSC Relevance: Topic aligns with GS Paper II and III, covering social welfare schemes, gender equity, and public finance governance.